What makes a place truly livable often comes down to a mix of affordability, schools, safety, and everyday quality of life — and in Thurston County, some communities are standing out more than others.
New 2026 rankings from Niche highlight the top communities in Thurston County based on those factors, using a mix of public data and resident feedback to evaluate where people are finding the best overall living experience.
No. 1: Olympia

Olympia ranks at the top with an overall grade of A-. The city, with a population of 55,951, offers an urban-suburban mix and a lifestyle centered around access to restaurants, parks, and a strong local culture.
Public schools earned an A grade, while nightlife and outdoor activities both scored highly, contributing to its appeal among young professionals.
However, affordability remains a challenge. Olympia received a C- grade for both housing and cost of living. The median home value is about $486,200, compared to the national average of $332,700, while median rent is around $1,599.
Median household income sits at $81,302, slightly above the national average.
No. 2: Tumwater

Tumwater follows closely with an overall grade of A. With a population of 26,956, the city offers a dense suburban feel, with most residents owning their homes and access to a range of restaurants, coffee shops, and parks.
The city scored well across several categories, including diversity (A), public schools (A-), and outdoor activities (A). Median home values are about $472,200, while median rent is $1,779. Median household income is $95,212, well above the national average.
Like much of the region, affordability is a concern. Tumwater received a C- grade for cost of living, reflecting ongoing pressure from housing and everyday expenses.
No. 3: Lacey

Lacey rounds out the top three with an overall grade of B+. The city has a population of 57,737 and offers a dense suburban environment, with a mix of families and young professionals.
Lacey earned strong marks for diversity (A), outdoor activities (A), and health and fitness (A-), while public schools were rated B+. Median home values are about $457,100, and median rent is $1,870, the highest among the three cities. Median household income is $90,625.
Housing and cost of living both received mid-range grades, reflecting a balance between accessibility and rising costs.
How Rankings Were Determined
The 2026 rankings from Niche are based on a weighted system that considers factors such as cost of living, housing, public schools, diversity, crime and safety, and job opportunities.
Cost of living and education levels each accounted for 12.5% of a community’s score, while housing and public schools were weighted at 10%. Additional factors — including nightlife, outdoor activities, health and fitness, and commute times — were also included, along with survey responses from residents about their overall experience.
Click here to view the complete Thurston County rankings on Niche.
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