$300K Buys A Quaint Jersey Shore Townhome — Or A 7-Bedroom Illinois Mansion With A Ballroom

Atlantic City and decatur real estate Left: 131 N Congress Ave, Atlantic City. Right: 357 W Decatur St, Decatur. (Keller Williams Realty/Better Homes & Gardens)

Two homes. Same price. One sits minutes from the Jersey Shore, the other comes with a ballroom and seven bedrooms — and the difference is almost hard to believe.

Here’s what about $300,000 gets you in Atlantic City compared to Decatur.

Property 1: Atlantic City, NJ

Keller Williams Realty

Price: $300,000
Beds/Baths
: 2 beds, 3 baths
Square Footage: 1,064 sq. ft.
Key Features:

  • Built in 2019
  • Three-story layout with open floor plan
  • Granite countertops, stainless steel appliances
  • Multiple private decks
  • Attached garage + driveway
  • Close to beach, boardwalk, and casinos
  • Property taxes: ~$6,000/year

Property 2: Decatur, IL

Better Homes & Gardens Real Estate

Price: $299,950
Beds/Baths: 7 beds, 6 baths
Square Footage: 7,730 sq. ft. (over 9,000 total)
Key Features:

  • Historic mansion built in early 1900s
  • 1.3-acre lot
  • 1,300 sq. ft. ballroom
  • Elevator and grand staircase
  • Multiple fireplaces, ornate woodwork
  • 4-car garage
  • Needs restoration but structurally revived
  • Property taxes: ~$12,000/year

The Homes Themselves

The Atlantic City home feels modern, compact, and efficient.

Built in 2019, it’s a newer three-story townhome designed to maximize space in a tight footprint. The main living area sits on the top floor, with an open layout connecting the kitchen, dining, and family room. Granite counters, stainless steel appliances, and clean finishes give it a polished, move-in-ready feel.

Keller Williams Realty

Upstairs bedrooms each have their own bathrooms and access to private decks — a nice perk, especially this close to the shore. But at just over 1,000 square feet, it’s still a smaller home. Every inch is used carefully, and there’s not much extra space beyond what you need.

Click here to view the complete listing on Zillow.

Now compare that to Decatur.

The Powers Mansion is the opposite of compact. It’s massive, historic, and full of character — the kind of place that feels like it belongs in another era.

From the circular driveway to the towering columns and grand staircase, the home makes an impression immediately. Inside, rooms are large and dramatic, with wood floors, chandeliers, fireplaces, and detailed craftsmanship throughout. There’s even a 1,300-square-foot ballroom.

Better Homes & Gardens Real Estate

It’s not perfect. The home shows its age, and while major issues like the roof have been addressed, it still needs restoration. But the bones are there — and for the right buyer, it’s a chance to bring something truly unique back to life.

Click here to view the complete listing on Zillow.

What It’s Like To Live There

Atlantic City offers a dense, coastal lifestyle. You’re close to the beach, boardwalk, restaurants, and casinos. It’s walkable in parts, busy in others, and constantly active. This home fits someone who wants proximity to entertainment and the ocean, even if it means sacrificing space.

Decatur is quieter and more spread out. Life moves slower. There’s more land, more privacy, and fewer crowds. A home like this is for someone who values space, history, and the chance to own something unique.

It’s less about convenience and more about lifestyle — and possibly a long-term project.

Market Reality Check

The median home price in Atlantic City sits around the low $200,000s. At $300K, this townhome is above average for the area, reflecting its newer build and location near the shore.

In Decatur, median home prices are closer to the $100,000 range. At nearly $300K, the mansion sits far above typical listings — but what it offers in size and character is also far beyond the norm.

Put simply:

  • In Atlantic City, $300K buys you a solid, modern home
  • In Decatur, $300K buys you something extraordinary — with work

The Bottom Line

These two homes cost nearly the same, but they offer completely different lives.

In Atlantic City, you’re buying convenience, location, and a move-in-ready space near the ocean. In Decatur, you’re buying scale, history, and the chance to own a mansion — if you’re willing to take it on.

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